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There's no reason to wait to open a savings account at OceanFirst. Start your account with as little as $100, or $25 for kids! And, you can choose the savings account you prefer, Statement Savings or Passbook Savings.
Statement Savings Account Apply
At OceanFirst, we make it easy to take care of your money. Make deposits and withdrawals at any branch or any ATM, and receive a monthly statement. You can also find out your current balance, and transfer funds between accounts, by calling 1-888-OCEAN33. Or, sign up for Online Banking and you'll have access to your accounts anytime over the Internet.
- Competitive interest rate.
- Monthly statement.
- $100 minimum balance.
- $3 monthly service charge if your balance falls below minimum.
- Your OceanFirst Visa® Check Card gives you easy access to your account at any ATM that accepts MAC®, CIRRUS® or PLUS®.
- The safety of FDIC insurance.
- Free telephone and Online Banking access to your account 24 hours a day, 7 days a week.
KidSaveSmart Account Apply for Kids Statement Account
Available as a passbook or statement account with no minimum balance requirement and no monthly service charges for our customers under age 21.
- $5 initial interest deposit.
- Free gift.
- No minimum balance requirement.
- No monthly service fee.
- The safety of FDIC insurance.
- Free telephone and Online Banking access to your account 24 hours a day, 7 days a week.
Passbook Savings Account
If you prefer a passbook, at OceanFirst we are ready to take care of you. Unlike other banks, we understand that many people prefer a Passbook Savings Account. You can deposit or withdraw money at any OceanFirst branch, while you enjoy the friendly, professional service that OceanFirst has been providing to our customers since 1902. And you also have access to your account 24 hours a day, 7 days a week with Online Banking.
- Competitive interest rate.
- $100 minimum balance.
- $3 monthly service charge if your balance falls below minimum.
- The safety of FDIC insurance.
- Free telephone and Online Banking access to your account 24 hours a day, 7 days a week.
Health Savings Account (HSA)
An HSA gives anyone covered under a high deductible health insurance plan1, an account that pays for medical expenses with these advantages:
- Your funds accumulate year after year for use as needed
- Your deposits are fully tax deductible (subject to contribution limits)
- Your earnings grow tax deferred with the safety of FDIC insurance
- Your withdrawals for qualified medical expenses are tax-free
- Your qualified expenses paid from your account through the convenience of checks and a VISA debit card
The HSA is very similar to an IRA...the only difference is your HSA is earmarked for medical or long-term care. To open an account or to find out more, stop by any branch office or call us at (888) OCEAN-33.
(1) A high deductible health plan has a 2007 annual deductible of at least $1,100 for individual coverage or $2,200 for family coverage. Additionally, the maximum out-of-pocket expense including deductions that employees with single coverage, can be required to pay is $5,500 and $11,000 for those with family coverage. Amounts are subject to cost-of-living adjustments.
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