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Enjoy flexibility, convenience and exceptional service with any of these OceanFirst checking accounts. Plus, you can combine Online Banking and Bill Pay for maximum service and convenience.
At OceanFirst there are several different accounts that can take care of any checking account need. These accounts are available for personal use only. For information regarding OceanFirst Business Accounts and Services, click here.
Simply Great Checking Apply
- Competitive interest rates on all balances.
- Maintain a minimum balance of $2,500 to avoid monthly service charge.
- Receive:
- Unlimited rebates of foreign ATM fees with an average balance of $2,500
- Free checks
- VisaŽ Check Card with no annual fee
- Free Online Banking and Telephone Banking
- Free Online Bill Pay
- Generations Gold available for consumer discounts.
- Unlimited check writing.
- No per check charge.
- Safekeeping of cancelled checks.
Totally Free Checking Apply
Simple, worry-free checking with no minimum balance requirement, no service charge and no per-check fees.
- Unlimited check writing.
- Non-interest-bearing account.
- Safekeeping of cancelled checks.
- Generations Gold available for consumer discounts.
- VisaŽ Check Card available for purchases and ATM use.
- Customer purchases checks.
- Free telephone and Online Banking access to your account 24 hours a day, 7 days a week.
A+ Student Checking Apply
- Rebates up to $10 per month of foreign ATM fees.
- Receive $10 cash gift.
- Combined statement available.
- Transfer Hotline: Parents can transfer funds by phone into their child's account
- VisaŽ Check Card with no annual fee
- Generations Gold available for consumer discounts.
- Free first order of checks.
- 100% auto loan financing - post college graduation with proof of job and credit approval.
- Free Online and Telephone Banking.
- No annual fee VisaŽ Credit Card, subject to credit approval.
50+ Free Interest Checking Apply
If you're age 50 or more, at OceanFirst we have special ways that we take care of you. Our 50+ Free Interest Checking pays interest on your balance, but you don't pay a monthly service charge or a per-check charge. If you have a joint account, only one of you must be 50 in order to qualify. And there's no minimum balance requirement.
- Unlimited check writing.
- Competitive interest rates.
- No minimum balance requirement.
- No monthly service charge.
- No per check charge.
- Safekeeping of cancelled checks.
- VisaŽ Check Card available for purchases and ATM use.
- Generations Gold available for consumer discounts.
- Customer purchases checks.
- Free telephone and Online Banking access to your account 24 hours a day, 7 days a week.
VIP Free Interest Checking Apply
If you Direct Deposit your paycheck, or if you pay your OceanFirst mortgage automatically from your checking account, you save time, and you qualify for this great account. Your VIP Free Interest Checking pays interest, and you pay no monthly service charge or per-check charges.
- Unlimited check writing.
- Competitive interest rates.
- No minimum balance requirement.
- No monthly service charge.
- No per check charge.
- Safekeeping of cancelled checks.
- VisaŽ Check Card available for purchases and ATM use.
- Generations Gold available for consumer discounts.
- Customer purchases checks.
- Free telephone and Online Banking access to your account 24 hours a day, 7 days a week.
Wall Street Checking Apply
If you normally keep a high checking balance, the Wall Street Checking Account pays you higher rates on your higher balance.
- Higher interest rates on balances of $2,500 or more.
- Competitive interest rates if balance falls below $2,500.
- Unlimited check writing.
- No per-check charge.
- An $8.00 monthly service charge on balances under $1,000.
- Safekeeping of cancelled checks.
- VisaŽ Check Card available for purchases and ATM use.
- Generations Gold available for consumer discounts.
- Customer purchases checks.
- Free telephone and Online Banking access to your account 24 hours a day, 7 days a week.
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