The competitively priced car loans at OceanFirst, feature fixed rates with terms up to five years. There are no fees or prepayment penalties, so why go anywhere else for your loan?
Rates on Your New Auto Loan*
| Term |
Rate |
APR |
Payment per $10,000 |
| 36 Mos. |
7.500% |
7.500% |
$311.06 |
| 48 Mos. |
7.625% |
7.625% |
$242.37 |
| 60 Mos. |
7.750% |
7.750% |
$201.57 |
Rates on Your Used Auto Loan**
| Term |
Rate |
APR |
Payment per $10,000 |
| 36 Mos. |
9.500% |
9.500% |
$320.33 |
*All rates shown are as of 11/11/04 and require direct debit of monthly payment from an OceanFirst checking or statement savings account. APR is ½% higher for an auto loan without direct debit of monthly payment.
**Term of the used auto loan plus the age of the auto cannot exceed 6 years.
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