Small Business Lending

Getting the loan your business needs has never been easier. At OceanFirst approvals are faster, maturity dates are flexible and less work is required on your part. So you can spend less time worrying about getting your loan, and more time focusing on how you'll use the money to build your business.

Depending on your business, you may want a term loan with affordable fixed rates and a fixed payment, or you may prefer the flexibility of a line of credit that you can draw on when you need it. Whichever is better for your business, at OceanFirst we will find the right solution for your needs.
  • A Term Loan has a fixed monthly payment, and your payments are automatically deducted from your OceanFirst Small Business Checking or Business Checking account.
  • A flexible Line of Credit is available when you need it, just by transferring money into your OceanFirst Small Business Checking or Business Checking account.




For more information about OceanFirst Business Accounts and Services, Online Banking and Bill Pay, or any other OceanFirst products and services, please e-mail us your questions, visit any OceanFirst branch or call 1-888-OCEAN33.




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