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SEP IRA
If you are looking to set up an easy-to-manage retirement plan but don't want to be forced to make a contribution every year, an OceanFirst SEP IRA may be the right choice. You can fund the plan with a contribution of up to 15% of each employee's gross income, but are not required to make the same percentage contribution (or any contribution) in future years. So it's a good choice for companies with few employees and unpredictable cash flow.
- There is virtually no administrative paperwork.
- No administrative costs.
- No annual reporting requirements.
- Ideal for sole proprietors.
- Contributions may be tax deductible.
- Flexible contribution schedule.
For more information about OceanFirst Business Accounts and Services, Online Banking and Bill Pay, or any other OceanFirst products and services, please e-mail us your questions, visit any OceanFirst branch or call 1-888-OCEAN33.
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