Integrated Planning & Analysis Process
To determine the most appropriate investments for you, OceanFirst's Trust professionals consider your:
- Liquidity needs.
- Risk tolerance.
- Tax situation.
- Market exposure.
- Investment restrictions.
Only when these issues are properly defined can an OceanFirst Trust Officer begin the process of structuring a portfolio designed to meet your short- and long-term objectives. This portfolio design process involves the following elements personally tailored to your situation:
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Numerous studies show that portfolio performance is determined far more by how your assets are allocated (the mix of stocks, bonds and cash) than by which individual securities you select. The disciplined OceanFirst approach helps determine the optimum mix to help you achieve your performance goals within an acceptable level of risk.
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Your portfolio will be managed in the same style in which it was designed because our disciplined approach helps to ensure that your portfolio will retain its asset allocation balance until you change your goals and objectives.
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In order to avoid decisions that could hurt your performance, your OceanFirst Investment Portfolio Manager aims to remain fully invested in all asset classes appropriate to your investment strategy.
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Our Investment Portfolio Managers do not bet on where sectors of the market may be headed. We make a difference because we match each portfolio's sector weights closely to established benchmarks. Then, within those sectors, our focus is on intelligent selection of individual securities to meet or exceed that benchmark without altering the underlying risk of the portfolio type.
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Our Investment Portfolio Managers expect to stay fully knowledgeable of developments in the investment community by continually staying informed of the latest trends.
For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch or give us a call at 1-888-OCEAN33.
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