Personal Banking
OCEANFIRST BANK PERSONAL FEE SCHEDULE
Effective January 1, 2012
Account Related Fees
| Service | Fee |
| Bank Checks | $10 Each |
| Bond Coupon Deposit | $10 Per envelope |
| Returned Bond Coupon | $15 Per returned envelope |
| Check Card ATM Services Visa® Check Card Free for Platinum customers, Simply Great Checking, BlueChip and A+ Student Checking Replacement Card Expedited Delivery |
$20 Year / Account $5 Each $25 Per Delivery |
| Check Images with Statement | Free |
| Check Printing and Checking Account Supplies Free for Simply Great Checking and Blue Chip Accounts |
Fee varies based on style |
| Certified Checks | $15 Each |
| Collections By Another Institution of an OceanFirst Account Charge off By OceanFirst of Foreign Checks |
$40 Per transfer $50 Per account $25 + Charges OceanFirst is assessed |
| Copy of: Account Activity Cancelled Checks (Includes Bank Checks and Money Orders) Deposit/Deposited Items Online Bill Pay Draft Statements |
$5 Each $5 Each $5 Per ticket/item $20 Each $5 Each |
| Escheat Fee | $100 Each Item |
| Inactive Account Applies to no-minimum balance checking accounts with no activity for prior 6 months. |
$5 Per month |
| Insufficient/Uncollected Funds (Includes checks, Visa® Check Card transactions, ATM withdrawals, Electronic Funds Transfers, Online Bill Payments, Internal transfers and Automated Loan Payments. Maximum of 6 NSF fees per day) Returned / Paid items Loan payment returned items Sustained Overdraft |
$35 Each $35 $7/Day (Beginning on the 5th consecutive day account is overdrawn) |
| Legal Actions: levies, subpoenas, etc. | $125/Hour |
| Money Market Accounts (over 6 transactions per statement, not including in-person & ATM transactions) |
$15 Each |
| No Mail Fee | $5 Per Month |
| Overdraft Protection Via: Transfer of Funds from another OceanFirst Account Unsecured Line of Credit |
$15 Per day Applicable interest charges |
| Premature Account Closing Fee Applies to checking and savings accounts within 6 months of account opening |
$35 Per occurence plus any cash premiums received by customer |
| Research/Reconcilement | $25 Per hour |
| Return of a Deposited or Cashed Item | $15 Each |
| Returned Statement | $5 Per returned statement |
| Stop Payment (Includes Checks, Bank Checks, Money Orders, Electronic Fund Transfers, and Online Bill Payments) |
$30 Each |
| Wire Transfers - Customers Only Incoming Outgoing - Domestic Outgoing - Foreign Return / Reversal |
$12 Each $25 Each $40 Each $25 Each |
Fees For Other Services
| Service | Fee |
| American Express Traditional Style Travelers Cheques Gift Checks |
2.0 % of purchase $2.50 Each |
| Coin Machine Customers Non-Customers |
Free 5% of value counted |
| Financial Consultation | Free |
| Money Orders Customers Non-Customers |
$5 Each $10 Each |
| Notary Service | Free |
| Safe Deposit Boxes: 1/2 price up to $25 for Platinum customers Annual Price Plus NJ Sales Tax 2 X 5 3 X 5 5 X 5 3 X 10 5 X 10 10 X 10 Late Fee Lost Key Drilling |
$35 $45 $60 $70 $100 $175 $10 $15 $250 |
| Will Review | Free |
| ONLINE BANKING: www.oceanfirst.com Online Account Access Internal Account Transfers Bill Pay Services (Free with Simply Great Checking and Blue Chip Investment Account tied to any personal checking) Bill Pay Stop Payment |
Free Free FREE First 6 months $5.95 per month, unlimited items $30 Per Item |