One Close Construction to Permanent Loans


At OceanFirst Bank, when you're building a new home, your construction and permanent loan can be combined in just one closing. Your time is valuable. Save it for more important things like deciding on paint colors and carpet for your dream home. Just one more way we put You First!

Features & Benefits

  • Rate locked for one year
  • Flexible disbursement schedule
  • Easy application process
  • Prompt and local decision making
  • One closing
  • Seller may contribute 6% towards closing costs
  • 1st draw up to 75% of land value