Business Financing Options

At OceanFirst we are committed to providing the financing to help you expand your business and maximize any opportunities associated with owning a business. We offer competitive financing rates and small business lending solutions to fit your needs.

• Business Term Loans

  Our Small Business Term Loans are available to assist you in purchasing equipment, fixed assets or other long-term needs

  
  

  • Loans available up to $250,000
  • Secured with business assets or real estate
  • Flexible repayment options based on 10 year amortization schedule

  
  

  

• Business Lines of Credit

  Our Small Business Line of Credit can provide supplemental working capital for your business and also function as overdraft protection when linked to a business checking account.

  
  

  • Lines of credit available up to $250,000
  • Secured by business assets or real estate
  • Flexible repayment options based on 10 year amortization schedule
  • Monthly payment based on only the outstanding balance owed

  
  

  

• Commercial Mortgage

  Our loan programs will help your business thrive. Our Competitive Commercial Mortgages can help you finance property or expand your business.

  
  

  • Commercial Mortgages for smaller businesses available for loan amounts up to $400,000.
  • Commercial Real Estate for both owner occupied and investment properties are acceptable.
  • Great rates and flexible repayment schedules with amortization up to 20 years.

  
  

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch or give us a call at 1-888-OCEAN33.