Commercial Financing Over $250,000

Let our experienced Commercial Lending team work closely with you and your company as your trusted advisor to create customized solutions from a wide range of financing alternatives.

• Term Loans

  • Fixed or Adjusted Rate options
  • Up to 7 year term

  
  

• Lines of Credit

  • Provides flexible funding to support seasonal working capital needs
  • Facilitates other short-term cash flow needs
  • Terms renew anually

  
  

• Commercial Mortgages

  • Owner Occupied
  • Investment property
  • Fixed or Adjustable interest rates

• Construction Loans

  • Provides funding for the development of a Residential or Commercial property
  • Provides money for the acquisition and development of land

  
  

         Property Types Financed

  • Retail, Office, Industrial, Warehouse, Condominiums, Residential tract

• Floor Plans

  • Wholesale, Automobile, Boat Dealer Plans

• Letters of Credit

  • Standby, Documentary
  • Convenient financing option for companies that do business overseas
  • Competitive fees
  • Can be used as payment for goods and services
  • 1 year term renewable

• Forward Contracts

  • Currency hedging tool

• Foreign Exchange

  • Cost effective currency management

We know your time is critical so credit requests are handled locally, to avoid traditional banking bottlenecks. Each of our relationship managers is supported by a dedicated underwriting team to speed you through the due diligence process.

For more information about OceanFirst products and services, please e-mail us your questions, visit your local branch or give us a call at 1-888-OCEAN33.